Clean apples and dry with paper towel.
Slice apples into 8 pieces. Add skewers to each for easy serving.
Arrange apple slices on large serving platter.
Place caramels in a microwavable safe bowl with water. Microwave in 25 second intervals until melted, then drizzle over apples.
Top apples with chocolate chips and crushed candy bar pieces, serve immediately.
You can also set up a fun toppings bar with cookie crumbs, chopped nuts, or your favorite candies.